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The Schenck Agency, Inc. Blog: liability

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If you have a small business, check out these statistics: * Forty-three percent of cyberattacks target small businesses. * Only 14% of small businesses consider their cyber defenses to be highly effective. * The average small business data breach costs $86,500 in recovery costs. READ MORE >>

Technology is vital to conducting business. However, the same technology your business relies on can also leave it vulnerable to costly security threats. Cybercrime is big business and becoming increasingly more sophisticated with advances in technology. READ MORE >>

Your homeowners insurance policy includes "Personal Liability" Coverage.  Review your policy to see if it includes up to $300,000 or $500,000 of liability coverage.  If you get sued for someone's injuries, your policy will pay to defend you (attorney's fees!) and for a judgment against you up to the policy limit. READ MORE >>

This is a very common question!  The answer is, yes!  Everyone should have an umbrella policy.  Watch this video to learn more: "https://www.youtube.com/embed/jRcci9w-Un8" A common answer from people is "But I don't own anything.  If I get sued, they can just take everything! READ MORE >>

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